If insurance companies are permitted to exclude preexisting conditions from health insurance coverage, beneficiaries could end up paying thousands of dollars in increased out-of-pocket fees. This is especially true for people suffering from asthma, arthritis, cancer, diabetes, and high blood pressure, according to a startling new report from the nonpartisan Commonwealth Fund. The findings in this eye-opening report fly directly in the face of claims made by some GOP members of Congress up for reelection in the mid-terms who are telling their constituents they are fighting to protect the preexisting conditions provision now enshrined in federal law. Indeed, coverage for preexisting health conditions is currently guaranteed under the Affordable Care Act (ACA), but the law is threatened by the Texas v. Azar lawsuit. If successful, the lawsuit would invalidate the ACA along with its requirement that insurers cover preexisting conditions. Republican-Backed Bill Offers No Help A Republican-backed Senate bill, the Ensuring Coverage for Patients with Pre-Existing Conditions Act, seeks to ensure that people with preexisting conditions could still buy health insurance coverage, but -- unlike the ACA -- the bill does not require that health plans cover treatment for these conditions. In the new report -- titled “How Would Americans’ Out-of-Pocket Costs Change If Insurance Plans Were Allo [...]
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11/2/18 5:25 PM