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Housing Affairs Letter

Analysis

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Millennials Key To Housing Recovery

Cash-strapped, job-starved Millennials born during the 20-year span surrounding the turn of the century are key to recovery of the housing market from the crash of 2008. The finding is the core of the annual study of housing by the Joint Center for Housing Studies of Harvard University.

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Court Decision Could Curb Housing Rebound

When President Barack Obama nominated Richard Cordray to a five-year tear as director of the Consumer Financial Protection Bureau Jan. 24, political sentiment for a successful Senate confirmation leaned in his favor even though some Republicans grumbled about mounting

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(MORTGAGE RESCUE) Value Of New Mortgage Rescue Plan Questionable

President Barack Obama's latest effort to rescue troubled home mortgages has been greeted with cautious applause on one side and outright skepticism on the other. The major question emerging is how much of a dent it will make in rescuing underwater mortgages. The answer

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(REPORT) Land Forfeiture Law Reform Sought

State and local governments should not be allowed to line law enforcement coffers by using federal civil forfeiture laws to circumvent state and local laws when taking land where crimes are believed to have been committed, according to a new report issued by the Institute for Justice. The report, &...

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Dodd-Frank Threatens Homebuying

Financial experts worry the Wall Street Reform & Consumer Protection Act, known as the Dodd-Frank law, threatens the housing market on several fronts, but none is more contentious among Democrats and Republicans than the requirement a homebuyer provide a 20% downpayment -- Qualified Residential ...

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Congressional Amity Becomes Poisonous

With House Financial Services Chairman Barney Frank trying to defend his role in the economic breakdown at every turn, and House Speaker Nancy Pelosi and Senate Majority Leader Harry Reid

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Omnibus Portends Major Party Rift

House Majority Leader Nancy Pelosi appears the winner of the political tug-of-war between the House and Senate over the FY 2009 Omnibus Appropriations Bill. Senate Majority Leader Harry Reid

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Donovan Emerges From Bureaucracy

Normally, it is who you know coupled with your political strengths that land a person a plum appointment in Washington. Not so with Shaun Donovan, President-Elect Barack Obama's choice to be HUD

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